As some of you may know, I’m big into online message forums.  I post and reply to threads on cars, health, fitness, photography, and finances.  Earlier this week, a topic was brought up about the progress of a guy named Patrick and his fitness goals.  Patrick puts in lots of hard work in the gym [...]

So a new year has begun, and I’d like you to take a moment to reflect on 2009.  Looking back over the past year, did you accomplish what you set out to do?  Did you meet your expectations and reach milestones in your life last year?  If not, then ask yourself why not.  What held [...]